Why Buy New
5 Reasons Why You Should Buy Instead of Rent
a. When you buy a new home, you can personalize every aspect of the home exactly how you imagine it. Whether it’s new paint color, new flooring, your dream kitchen, or a new layout altogether, the opportunities are limitless. You’re able to select from hundreds of choices to create something that is uniquely yours! It is a one-of-a-kind opportunity to have that dream home that is perfect for you and your family, with all the personalized finishes that fit your style.
a. Build your wealth rather than your landlord’s! Once you purchase a home, you’re able to save money with tax breaks from the IRS including a decrease to your taxable income. Common claim deductions include mortgage interest, property taxes, and private mortgage insurance (PMI).
b. Want to build equity over time? Your home will appreciate as time goes on, deciding to buy a home is a smart one when it comes to your finances. We understand that buying a new home is a major decision, but in the long run, owning a home provides you with a larger ROI that renters do not get to fully experience.
c. Lock in your monthly payment! Say goodbye to monthly rent that will continue to go up as the years go by. When buying a home, you get to decide which mortgage is the best fit for you and the most common types are fixed, so you don’t have to worry about these costs rising in the future. Having stable payments will give you the security you yearn for when owning a home.
a. Homeownership grants you the opportunity to improve your average length of credit accounts which can also serve to be helpful for you in the future. A 15 to 30-year mortgage on your credit history allows you to build your credit by ensuring you’re making mortgage payments on time and validating you are a reliable homeowner.
a. Deciding to own a home is not something that should be taken lightly. One of the most important aspects of buying a home includes the location. Is it close to where you work? If you have children, are there schools nearby? Is it a growing area? These are all questions to consider if you are choosing to buy a home. Luckily for you, purchasing a home gives you more options on where exactly you’d like to live. There are only so many apartments or condos that are available for rent in your desired location. With an option like Build On Your Lot, you’re able to build the home you’ve always wanted where you’ve always wanted.
a. Finally, you no longer have to share a wall with your neighbors and can avoid the awkward conversation of telling them to “quiet down”. With owning a home, you can rest assured knowing that you have a place to yourself to call home.
b. Privacy is an important benefit of homeownership, but so is community. Living inside a community, you can feel a sense of belonging and satisfaction from where you laid down your roots. Whether it’s backyard barbecues with the neighbors or volunteering within the community, you can build relationships with those who are on the same page as you are - homeowners that live within the same neighborhood.
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Prices, plans, elevations, options, availability, and specifications are subject to change without notice. Offers, designs, amenities, products, available locations, and schools, are subject to change without notice. Discounted Prices are subject to terms and conditions. Offers, promotions, and discounts are subject to the use of the preferred lender. The elevations and specific features in a home may vary from home to home and from one community to another. See Sales Consultant for current elevations. Featured homes and designs may contain upgrades or options at an additional cost. We reserve the right to substitute equipment, materials, appliances and brand names with items of equal or greater, in our sole opinion, value. Color and size variations may occur. Depictions of homes or other features are artist conceptions and some minor changes may occur after the rendering has been produced. Renderings may include optional features. Photographs are for illustrative purposes only. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth. All square footages listed are subject to slight variation approximate and actual square footage/acreage may differ. The designs, as originally designed and prior to any changes you make, are estimated to yield approximately the number of square feet shown and may vary per elevation. Square footage may vary based on as-built dimensions, configurations, plan options and/or method of calculation. Buyer should rely on his or her own evaluation of useable area. See Sales Consultant for details on available promotions and restrictions. Information believed to be accurate but not warranted. Please see the actual home purchase agreement for additional information, disclosures, and disclaimers relating to the home and its features. Schools that your children are eligible to attend may change over time. You should independently confirm which schools and districts serve the project and learn more information about the school district's boundary change process prior to executing a purchase contract. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. This website contains general information about a new home community(ies) in the states listed above and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. The builder does not represent and cannot guarantee to potential buyers that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. See full disclosure here • Arizona homes are constructed by CastleRock Construction Arizona LLC - ROC # 348937 • Monthly Estimate based on principal + interest, 30yrs, 20% down with a generic 6% mortgage rate.
4.99% Fixed rate offer is valid with new contracts only. Must Close and fund by 03/08/2025 This offer cannot be bundled with any other special offers or incentives and represent the lowest price available. Promotion available on select inventory only. Home subject to prior sale. Limited availability; first come first serve basis. No other offers or promotions can be used in conjunction with sales prices above. See Sales Consultant for details on available promotions and restrictions. FHA and VA Only. Minimum 620FICO with AUS Approval. 30-year fixed rate of 4.99%. Offer only valid when buying a home with CastleRock and using Cornerstone as a lender. Equal Housing Builder / Lender. This is not a commitment to lend or extend credit. Credit and collateral are subject to approval. Programs, rates, terms and conditions are subject to change without notice. Restrictions may apply. Rates may not be available at time of application. Photographs are for illustrative purposes only. Offers, designs, proposed amenities, schools, options, prices, and availability are subject to change without notice. Information believed to be accurate but not warranted.
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CastleRock offers a $1,000 discount for all active military. Ask your sales consultant for details.
