The New Home Journey

Determine Your Affordability

Determine your price range and learn about your financing options. Our Mortgage Preferred Lenders can prequalify you for a loan to give you a more accurate idea of how much you can borrow. The lender will ask you a few questions about your income, credit profile, and debt, to give you an estimate of what you can borrow based on those details.

Pre-qualify Today

This is the first step! Shop around for lenders and supply them with your overall financial picture, including your debt, income, and assets. After evaluating this information, the lender can give you an idea of how much you can borrow.

Your Credit Score Counts

We offer the opportunity to work with experienced Mortgage Credit Specialists who provide financial education to empower to you manage your credit. The specialists work closely with your Loan Officer to help you understand the connections between your finances, credit score, loan qualification, and interest rate.

Select your CastleRock Community

CastleRock offers homes within numerous neighborhoods that have a variety of characteristics that fit your lifestyle and personality. Explore the possibilities and think about such things as amenities, schools, commute, retail, dining, entertainment, and more to find a location that you and your family can call home.

Select Floor Plans

Our homes are designed to create unique opportunities for our customers to satisfy their lifestyle needs. In a time of practicality, we continue to focus on pulling elements from cutting-edge designs around the globe. Variety of choice remains a key driver in our offering decisions in both our home plans and communities.

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Our largest design offering stretches through multiple market segments attracting attention from first-time buyers through move-up purchasers who are looking for flair, fashion, and energy efficiency. We place heavy emphasis on creating unique elevations that set the expectation for the creative use of space. Luxury living constructed to stand the test of time. Search for your new home on this website and explore our wildly popular floor plan offerings.

Sign Your Purchase Agreement

Once you have found the home that fits your wants and needs, it is time to sign the purchase agreement. Your Sales Consultant will guide you through the process, the details of your purchase agreement, and the following steps.

Application Checklist

Paystubs: Copy of most recent 30-day period
Copy of last two years’ W-2's and/or 1099's
Tax Returns: Previous two years’ federal tax returns (all schedules)
Bank Statements: Copy of most recent two months’ statements for all checking, savings, CDs, and investment accounts (all pages)
Copy of Photo ID
Copy of Social Security Card

You may be required to submit additional documentation.

Finalize Your Mortgage

Financing a new home can be a smooth process when you know what to expect. We have identified, evaluated, and selected our Preferred Lenders that will walk you through the step-by-step process and make finding the right mortgage for your needs simpler and easier.

Step 1: Application

To get the process started, the first step is completing the loan application and providing the documentation listed under our application checklist. Once obtained, the loan officer will analyze the application, your credit report, income, and assets to determine the best mortgage product pertaining to your specific needs as a borrower.
Step 2: Disclosure

Once the mortgage product has been determined, your loan officer will provide you with all of the necessary disclosures they are required to present to you, inclusive of a Good Faith Estimate and Truth-in-Lending among others. Additionally, any documentation not provided at the time of the loan application that is a requirement of the mortgage process will be requested again. It is very important to return these as well as any other documents requested during the process as timely as possible.
Step 3: Processing

Upon receipt of the requested documentation and the disclosures, the loan is moved forward in the process to the individual Processor. The Processor will prepare the loan for presentation to the Underwriter for Loan Approval. As part of the preparation, the Processor will validate all calculations and documentation, as well as order the appraisal and title work for the property.
Step 4: Underwriting

The Underwriter is responsible for reviewing and validating that all of the loan documentation (ie. income, assets, appraisal, etc.) adheres to the lending guidelines applicable to the loan product as well as any State and Federal requirements. Upon satisfactory completion of the review, the loan is issued a Conditional Loan Approval by the Underwriter. It is common for the Underwriter to ask for additional supporting documentation, referred to as an Underwriting Condition. All Underwriting Conditions would be requested from the borrower and presented back to the Underwriter. Upon satisfactory review of the Underwriting Conditions, the loan is issued a CTC or “Clear to Close”.
Step 5: Closing

At this point in the process, your loan is Clear to Close prompting the lender to prepare and send your closing documents to the Title Company. It is at the Title Company where you will execute your closing documents at an agreed-upon time between yourself, the builder, and the Title Company. Upon completing the execution of your closing documents, the lender will fund your mortgage transaction completing the process of what started as a dream and now is a reality. You are a CastleRock homeowner! For more information about this process please contact one of our preferred lenders.

Pre-qualify Today

Texas Capital

Buying a new home should be a joyful experience, not a stressful one. We work hand in hand with your Castlerock Communities Representative to establish a smooth, stress-free process from application to closing, ensuring your dream of homeownership becomes a reality.

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Not only will you get the competitive financing you are looking for, but you will also get the service and individual attention that you deserve.

Our highly-skilled Loan Officers will work closely with you to determine the best financing option for your specific situation. They will guide you through the entire process, from the initial application until the closing of your new or custom home. You will find they are dedicated to processing your loan quickly and efficiently to move you into your new home.

We take the time to learn about you and your individual needs. We translate that information into the mortgage program that is best suited for you and your family. Together, we have helped thousands of families make the move into a new home.

CornerStone Home Lending Inc.

Cornerstone Home Lending is a full-service mortgage lender and is honored to serve communities in 41 states and DC with their mortgage needs. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors.

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With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.

For us, mortgage is about making the dream of homeownership a simple, easy, and happy experience. As our customer, you will be guided by caring, service-centric Team Members who are supported by world-class technology and efficient processes. We will always be committed to doing what’s right for the people we serve. We put people over profits and build solid relationships that last a lifetime.

Homeowners Insurance

Before you can close and move into your new home, your mortgage company will require you to obtain a Homeowners Insurance Policy to be in effect for closing. If you are already using our affiliate, Firemark Insurance, then your insurance process will be seamless and nothing more is required.

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If not, you will need to contact an insurance agent (State Farm, Allstate, Farmers or your personal agent, etc.) at least two (2) weeks prior to your closing date, so they can prepare a policy for you.

Your agent will need to speak with your Sales Consultant for details to prepare your policy. The agent will then write the policy and deliver it to the Title Company, where it will be paid for from your closing funds. You may pre-pay the policy to the agent directly, if you choose this method, you must then take receipt of the policy as well as the policy to closing so coverage can be verified. You will find that having it delivered to the Title Company and paying for it at closing is easier and the recommended method.

Choose Your Own Home Selections

One of the most exciting advantages of purchasing a new home is having the opportunity to personalize it to fit your own needs, style, and budget. Our experienced design experts will help you to find the design and finishes that will make your new CastleRock home unique and special to you.

2401 Fountain View Drive, Suite 215
Houston, Texas 77057

Ph: 713-600-7000
Fax: 713-600-0001

newhome@c-rock.com

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Prices, plans, elevations, options, availability, and specifications are subject to change without notice. Offers, designs, amenities, products, available locations, and schools, are subject to change without notice. Discounted Prices are subject to terms and conditions. Offers, promotions, and discounts are subject to the use of the preferred lender. The elevations and specific features in a home may vary from home to home and from one community to another. See Sales Consultant for current elevations. Featured homes and designs may contain upgrades or options at an additional cost. We reserve the right to substitute equipment, materials, appliances and brand names with items of equal or greater, in our sole opinion, value. Color and size variations may occur. Depictions of homes or other features are artist conceptions and some minor changes may occur after the rendering has been produced. Renderings may include optional features. Photographs are for illustrative purposes only. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth. All square footages listed are subject to slight variation approximate and actual square footage/acreage may differ. The designs, as originally designed and prior to any changes you make, are estimated to yield approximately the number of square feet shown and may vary per elevation. Square footage may vary based on as-built dimensions, configurations, plan options and/or method of calculation. Buyer should rely on his or her own evaluation of useable area. See Sales Consultant for details on available promotions and restrictions. Information believed to be accurate but not warranted. Please see the actual home purchase agreement for additional information, disclosures, and disclaimers relating to the home and its features. Schools that your children are eligible to attend may change over time. You should independently confirm which schools and districts serve the project and learn more information about the school district's boundary change process prior to executing a purchase contract. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. This website contains general information about a new home community(ies) in the states listed above and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. The builder does not represent and cannot guarantee to potential buyers that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. See full disclosure here • Monthly Estimate based on principal + interest, 30yrs, 20% down with a generic 6% mortgage rate.

4.99% Fixed rate offer is valid with new contracts only. Must Close and fund by 06/12/2025. This offer cannot be bundled with any other special offers or incentives and represent the lowest price available. Promotion available on select inventory only. Home subject to prior sale. Limited availability; first come first serve basis. No other offers or promotions can be used in conjunction with sales prices above. See Sales Consultant for details on available promotions and restrictions. Offer only valid when buying primary residence with CastleRock and using Cornerstone or Interlic/Texas Capital as a lender. Equal Housing Builder / Lender. Not to exceed seller concession limits. Total interested party contributions are subject to limitations. **Rate listed are effective as of 03/14/25, are for illustrative purposes only, are subject to change and assume a minimum credit score for the borrower of 720 (Conventional), and 620 for FHA/VA/USDA. This is not a commitment to lend or extend credit. Additional requirements, restrictions, and underwriting conditions may apply. Borrower must meet qualification criteria. You are NOT required to use a preferred lender as a condition to purchase a home, but you are required to use Cornerstone or Interlic/Texas Capital to qualify for certain CastleRock incentives or promotions. Information as of 03/14/2025. Programs, rates, terms and conditions are subject to change without notice. Photographs are for illustrative purposes only. Offers, designs, proposed amenities, schools, options, prices, and availability are subject to change without notice. Information believed to be accurate but not warranted.

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CastleRock offers a $1,000 discount for all active military. Ask your sales consultant for details.

The New Home Journey

Determine Your Affordability

Pre-qualify Today

Your Credit Score Counts

Select your CastleRock Community

Select Floor Plans

Sign Your Purchase Agreement

Application Checklist

Finalize Your Mortgage

Pre-qualify Today

Texas Capital

Read More ››

CornerStone Home Lending Inc.

Read More ››

Homeowners Insurance

Read More ››

Choose Your Own Home Selections

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