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WHAT IS A ZERO-DOWN COMMUNITY?

A zero-down community is one that meets eligibility requirements set forth by the US Dept of Agriculture (USDA).  Loans issued through the USDA Loan Program are available to eligible home buyers with low-to-moderate incomes or scarce funds for down payments.

There are several key benefits to utilizing the USDA Loan Program:

  • When you purchase your new CastleRock Home, NO down payment is required
  • Although only eligible in “rural” areas, USDA loans are widely-available – 97% of the geographic United States is in USDA loan-eligible territory
  • The icing on the cake is…minimum cash is needed to close

The USDA Loan could make it possible for you to achieve your goal of purchasing a new home with 100% financing!  If you have questions, want to find out if you qualify, or want to learn more about what areas qualify – contact us today!